Visa Business Card
The Bank of Ireland Visa Business Card is suitable for SMEs or any business that has business related expenses.
Features of the Visa Business Card
- Comprehensive Travel Insurance You and up to 3 colleagues are covered for 90 days of any journey when you pay for at least 50% of your fare with your Visa Business Card.
- Individual Credit Limits are set according to your business requirements
- Selected hotel discounts of up to 40% on hotels worldwide available through ITP(International Travel Partnership Hotel Programmes)
Top Benefits to your Business
- Significant time savings every month by simplifying the expense reconciliation process
- Book over the internet ensuring you get the cheapest prices available, or order goods/services by telephone or mail order
- Reduce bank charges by using your Visa Business Card instead of writing cheques, etc
- A single payment in full each month by Direct Debit protects you from any potential interest charges and saves money due to fewer transaction fees
- Assists in claiming back tax more efficiently as all expenses are on one statement
- Monthly statements can be useful for accounting and auditing purposes
- Up to 37 days interest free credit
- Unlimited number of cards per account
Top Benefits to Cardholders
- Separates business and personal expenses
- Cuts down on paperwork - saves time and hassle by simplifying expense claims
- Itemised monthly statement of your transactions
- 24 Hour Worldwide Customer Services support when travelling
- View your transactions and balances online if registered with Bank of Ireland Business On Line (www.boi-bol.com)
- Access to cash from ATMs worldwide, 24 hours a day (opt for this service on application form)
Comprehensive Travel Insurance
The Cardholder and up to 3 colleagues are automatically covered for 90 days of any journey once you have used your Visa Business Card to pay for at least 50% of your fare. Features of your travel insurance include:
| Feature | Limits (up to) |
|---|---|
| Medical Expenses Cover | €6,400,000 |
| Personal Liability | €1,200,000 |
| Personal Accident | €220,000 |
| Passport/Document Replacement | €1,800 |
| Personal Baggage & Belongings | €1,500 |
| Cancellaton & Curtailment | €1,200 |
| Delayed Baggage | €1,080 |
| Travel Delay | €600 |
Fees
| Interest Rates (for Purchases) | 17.39% Variable |
| Interest Rates (for Cash) | 17.39% Variable |
| Annual Fee | €31 per card |
|
Cross Broder Handling Fee |
No charge (Iceland, Liechenstein, Norway*)
|
| Copy of Statement on request | For the 1st page of each individual statement; €3.80. For each subsequent page of statement; €2.50 |
| Cash Advance Fee | 1.5% of value of transaction (min €2.54) |
| Returned Payment Charge | €3.17 per unpaid item |
| Government Stamp Duty - charged annually on 1st April | €30 per card |
(Effective from August 2011). * Interest Rates Fees and Charges are correct at the time of printing and are subject to change. Interest Rates quoted are variable
How to apply
To apply for either the Bank of Ireland Visa Business Card or the Gold Business Visa Card download and complete the attached application form and return it to your branch or contact your local branch to request a Visa Business Card application form and return the completed application form to your branch.
Visa Business Card Application Form (PDF,596KB)
Visa Business Travel Insurance, (PDF, 127KB)
Card Liability Waiver Insurance (62KB)
Business Card Liability Waiver Insurance Claim Form (62KB)
Visa Euro Direct Debit Mandate (PDF, 620KB)
Authorised Contact(s) Mandate (PDF, 105KB)
Visa Business Cards Agreement Condition of Use (PDF, 140KB)
Contact Us
To find out more about our Visa Business Cards please contact:
Tel: Card Services 1890 251 251
Fax: Card Services on 01 672 6095
Email: visabusinesscards@boi.com