Fixed Term Deposits

If you have a lump sum that you want to put away safely, contact your Relationship Manager to discuss deposit options for your business.

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Growth Deposit Account

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We specialise in providing flexible deposit options that can be tailored to your business needs.


  • Term lengths from 3 to 7 years
  • Minimum balance €5,000
  • Single lodgement only


  • No withdrawals permitted
  • Interest paid on maturity

Optimum Deposit Account

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The Optimum suite offers you a fixed rate for the term with the flexibility to access your money, subject to a withdrawal notice.


  • 3, 6 and 12 month term lengths
  • Minimum lodgement €100,000
  • Full access to your money


  • Multiple lodgements allowed1
  • Interest paid on maturity

Platinum Deposit Account

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The Platinum suite from Bank of Ireland offers you a tailor-made solution for your lump sum deposit. With Platinum you have total flexibility, you choose the term and the level of access to cash that suits your business’ needs. So you’re always in control.


  • Term lengths from 3 months to 24
  • Minimum lodgement €250,000
  • Optional Access levels available


  • Multiple withdrawals available
  • Interest paid on maturity
  • Single lodgement only

Lodgements can be made any number of times, but the account balance must not exceed the original account opening balance

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