Fixed Term Deposits

If you have a lump sum that you want to put away safely, contact your Relationship Manager to discuss deposit options for your business.

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Optimum Deposit Account

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The Optimum deposit account offers you a fixed rate for the term with the flexibility to access your money, subject to a withdrawal notice.


  • 6 month fixed term
  • Minimum lodgement €100,000
  • Full access to your money


  • Multiple lodgements allowed1
  • Interest paid on maturity

Platinum Deposit Account

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The Platinum deposit account from Bank of Ireland offers you a fixed rate of interest for your lump sum deposit.


  • 12 month fixed term
  • Minimum lodgement €250,000
  • Maximum lodgement €10,000,000


  • Fixed Rate
  • Interest paid on maturity
  • Single lodgement only

Lodgements can be made any number of times, but the account balance must not exceed the original account opening balance

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