Optimum Deposit Account

If you have a lump sum that you want to put away safely for the future while earning a solid fixed return on it our Optimum Deposit Account could be the perfect home for your money.

To meet your local Relationship Manager and discuss deposit options for your business:

Features & Benefits

The Optimum suite offers you a fixed rate for the term with the flexibility to access  your money, subject to a withdrawal notice.

Optimum Deposit Account Features

  • 3, 6 and 12 month term lengths
  • Minimum lodgement €100,000, maximum lodgement €10 million
  • Full access to your money, make a withdrawal by providing 31 day’s notice to the account holding branch
  • Lodgements can be made any number of times, but the account balance must not exceed the original account opening balance
  • Interest paid on maturity of the account
  • Available for new and existing funds to the Bank of Ireland Group
  • We will contact you before the end of the term to advise you of your maturity date and invite you to discuss your savings options with one of our Advisers. At the end of the term, if we have not received instructions from you, the full balance in the account will be re-deposited in our Variable Rate Call account at the prevailing variable interest rate.

To find out more about the product, download our information sheet.

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