Christmas Payments

Please find the full details of our cut-off times over the Christmas period below. We'd like to wish all our customers a Happy Christmas!

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Christmas Payments

2023 Payment Processing days

  • Republic of Ireland Christmas 2023 Payment Processing days

    BUSINESS ON LINE HELPDESK OPENING HOURS

    Date Helpdesk Opening Hours
    Wednesday 20th December 09:00 – 17:00
    Thursday 21st December 09:00 – 17:00
    Friday 22nd December 09:00 – 17:00
    Monday 25th December CLOSED
    Tuesday 26th December CLOSED
    Wednesday 27th December CLOSED
    Thursday 28th December 09:00 – 17:00
    Friday 29th December 09:00 – 17:00
    Monday 1st January CLOSED
    Tuesday 2nd January 09:00 – 17:00
    Wednesday 3rd January 09:00 – 17:00

    NON PROCESSING DAYS

    Monday 25th, Tuesday 26th, Wednesday 27th December 2023 and Monday 1st January 2024 are non-processing days in the Republic of Ireland.

    CUT OFF TIMES

    All Cut-off times for payments will remain as normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments in plenty of time and note the non-processing days.

    On the 22nd December please ensure that all International Cross Border and SDMT payments are input and authorised before 12pm where possible to ensure that they are processed on time.

    PROCESSING DAYS

    SEPA PAYMENTS – THIRD PARTY (Single Shot) PAYMENTS:

    Please note the cut off time for SEPA Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    NON-BOI SEPA BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENT:

    Please note the cut off time will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 20th December Thursday 21st December
    Thursday 21st December Friday 22nd December
    Friday 22nd December Thursday 28th December
    Thursday 28th December Friday 29th December
    Friday 29th December1 Tuesday 2nd January

    EFT ARRANGEMENTS – BOL EFT & BOL IMPORT CREDIT BULK FILES:

    Please note the cut off time will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Processing Date Payment Date
    Wednesday 20th December Thursday 21st December
    Thursday 21st December Friday 22nd December
    Friday 22nd December Thursday 28th December
    Thursday 28th December Friday 29th December
    Friday 29th December2 Tuesday 2nd January

    DIRECT DEBIT PROCESSING – BOL PAYMENT PLUS & BOL FILEGATEWAY:

    Please note the cut off time will remain unchanged over the Christmas period.

    As of November 21st 2016 all direct debits can be collected D-1 cycle once the file is received before 11:00am on the Input & Authorise date.

    Input & Authorise Date Collection Date
    Wednesday 20th December Thursday 21st December
    Thursday 21st December Friday 22nd December
    Friday 22nd December Wednesday 27th December
    Wednesday 27th December Thursday 28th December
    Thursday 28th December Friday 29th December
    Friday 29th December Tuesday 2nd January

    DIRECT CREDIT PROCESSING – BOL PAYMENT PLUS & BOL FILEGATEWAY:

    Please note the cut off time will remain unchanged over the Christmas period.

    Input Date & Authorise Date Payment Date
    Wednesday 20th December Thursday 21st December
    Thursday 21st December Friday 22nd December
    Friday 22nd December Wednesday 27th December
    Wednesday 27th December Thursday 28th December
    Thursday 28th December Friday 29th December
    Friday 29th December Tuesday 2nd January

    CROSS BORDER PAYMENTS

    Please note the cut off times for International Payments will remain unchanged over the Christmas period. However please ensure early submissions of cross border payments where possible.

    SDMT PAYMENTS

    Cut-off times will remain as normal: However please ensure early submission of SDMT payments where possible.

    For further assistance please contact the Business on Line Helpdesk:

    Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

    Email: Business.Online@boi.com

  • Great Britain Christmas 2023 Payment Processing days

    BUSINESS ON LINE HELPDESK OPENING HOURS

    Date Helpdesk Opening Hours
    Wednesday 20th December 09:00 – 17:00
    Thursday 21st December 09:00 – 17:00
    Friday 22nd December 09:00 – 17:00
    Monday 25th December CLOSED
    Tuesday 26th December CLOSED
    Wednesday 27th December 09:00 – 17:00
    Thursday 28th December 09:00 – 17:00
    Friday 29th December 09:00 – 17:00
    Monday 1st January CLOSED
    Tuesday 2nd January 09:00 – 17:00
    Wednesday 3rd January 09:00 – 17:00

    NON PROCESSING DAYS

    Monday 25th, Tuesday 26th December 2023 and Monday 1st January 2024 are non-processing days in Great Britain.

    CUT OFF TIMES

    All Cut-off times for payments will remain as normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments in plenty of time and note the non-processing days.

    On the 22nd December please ensure that all International Cross Border and CHAPS payments are input and authorised as early as possible to ensure that they are processed on time.

    PROCESSING DAYS

    DOMESTIC PAYMENTS – THIRD PARTY PAYMENTS:

    Please note the cut off time for Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    NON-BOI DOMESTIC BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENTS

    Please note the cut off times will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 20th December Thursday 21st December
    Thursday 21st December Friday 22nd December
    Friday 22nd December Wednesday 27th December
    Wednesday 27th December Thursday 28th December
    Thursday 28th December Friday 29th December
    Friday 29th December Tuesday 2nd January
    Tuesday 2nd January Wednesday 3rd January

    BACS ARRANGEMENTS BOL BACS & IMPORT

    Please note the cut off times will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Input Day Processing Day Payment Date
    Wednesday 20th December Thursday 21st December Friday 22nd December
    Thursday 21st December Friday 22nd December Wednesday 27th December
    Friday 22nd December3 Wednesday 27th December Thursday 28th December
    Wednesday 27th December Thursday 28th December Friday 29th December
    Thursday 28th December Friday 29th December Tuesday 2nd January
    Friday 29th December4 Tuesday 2nd January Wednesday 3rd January
    Tuesday 2nd January Wednesday 3rd January Thursday 4th January
    Wednesday 3rd January Thursday 4th January Friday 5th January

    CROSS BORDER PAYMENTS:

    Please note the cut off times for International Payments will remain unchanged over the Christmas period. However please ensure early submission of Cross Border payments where possible.

    CHAPS PAYMENTS:

    Cut-off times will remain as normal: However please ensure early submission of CHAPS payments where possible.

    For further assistance please contact the Business on Line Helpdesk:

    Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

    Email: Business.Online@boi.com

  • Northern Ireland Christmas 2023 Payment Processing days

    BUSINESS ON LINE HELPDESK OPENING HOURS

    Date Helpdesk Opening Hours
    Wednesday 20th December 09:00 – 17:00
    Thursday 21st December 09:00 – 17:00
    Friday 22nd December 09:00 – 17:00
    Monday 25th December CLOSED
    Tuesday 26th December CLOSED
    Wednesday 27th December CLOSED
    Thursday 28th December 09:00 – 17:00
    Friday 29th December 09:00 – 17:00
    Monday 1st January CLOSED
    Tuesday 2nd January 09:00 – 17:00
    Wednesday 3rd January 09:00 – 17:00

    NON PROCESSING DAYS

    Monday 25th, Tuesday 26th, Wednesday 27th December 2023 and Monday 1st January 2024 are non-processing days in Northern Ireland.

    CUT OFF TIMES

    All Cut-off times for payments will remain as normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments in plenty of time and note the non-processing days.

    On the 22nd December please ensure that all International Cross Border and CHAPS payments are input and authorised before 12pm where possible to ensure that they are processed on time.

    PROCESSING DAYS

    DOMESTIC PAYMENTS – THIRD PARTY PAYMENTS

    Please note the cut off time for Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    NON-BOI BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENT

    Please note the cut off times will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 20th December Thursday 21st December
    Thursday 21st December Friday 22nd December
    Friday 22nd December Wednesday 27th December
    Wednesday 27th December Thursday 28th December
    Thursday 28th December Friday 29th December
    Friday 29th December Tuesday 2nd January
    Tuesday 2nd January Wednesday 3rd January

    BACS ARRANGEMENTS BOL BACS & IMPORT

    Please note the cut off times will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Input Day Processing Day Payment Date
    Wednesday 20th December Thursday 21st December Friday 22nd December
    Thursday 21st December Friday 22nd December Thursday 28th December
    Friday 22nd December5 Thursday 28th December Friday 29th December
    Thursday 28th December Friday 29th December Tuesday 2nd January
    Friday 29th December4 Tuesday 2nd January Wednesday 3rd January
    Tuesday 2nd January Wednesday 3rd January Thursday 4th January
    Wednesday 3rd January Thursday 4th January Friday 5th January

    CROSS BORDER PAYMENTS

    Please note the cut off times for International Payments will remain unchanged over the Christmas period. Please ensure early submissions of cross border payments where possible.

    CHAPS PAYMENTS

    Cut-off times will remain as normal. Please ensure early submission of CHAPS payments where possible.

    For further assistance please contact the Business on Line Helpdesk:

    Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

    Email: Business.Online@boi.com


Helpdesk Opening Hours

The Business On Line Helpdesk opening hours will be as follows over the Christmas period:

Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

Email: Business.Online@boi.com

Date Helpdesk Opening Hours
Wednesday 20th December 09:00 – 17:00
Thursday 21st December 09:00 – 17:00
Friday 22nd December 09:00 – 17:00
Monday 25th December CLOSED
Tuesday 26th December CLOSED
Wednesday 27th December CLOSED6
Thursday 28th December 09:00 – 17:00
Friday 29th December 09:00 – 17:00
Monday 1st January CLOSED
Tuesday 2nd January 09:00 – 17:00
Wednesday 3rd January 09:00 – 17:00

We would like to take this opportunity to wish all of our customers a very Happy Christmas.

Bank of Ireland is regulated by the Central Bank of Ireland.
Bank of Ireland (UK) plc is authorised and regulated by the Financial Services Authority
1 Please note due to the bank holiday on the 1st January any payments with a value date of Friday 29th December will not credit until Tuesday 2nd January.
2 Please note due to the bank holiday on the 1st January any files input for processing on Friday 29th December will not credit until Tuesday 2nd January.
3 Due to the bank holidays on 25th and 26th December any files input on Friday 22nd will not credit until Thursday 28th December.
4 Due to the bank holiday on 1st January any files input on Friday 29th will not credit until Wednesday 3rd January.
5 Due to the bank holidays on 25th, 26th and 27th December any files input on Friday 22nd will not credit until Friday 29th December.
6 Wednesday the 27th December open for GB customers from 09:00 – 17:00.

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