Business Current Account

Making your everyday banking easier with a simple price plan that saves you time and money by encouraging online banking and other smart payment options. A sole trader entity can apply online or all other business types can arrange a meeting with us.

Sole Trader  Arrange a Meeting Now

Features & benefits

  • Mobile payments – quick and easy contactless payments using your phone/devices. Find out more about Apple Pay and Google Pay
  • Debit card – contactless card for everyday purchases and easy cash access at home and abroad
  • Simple pricing plan – control how much you spend on transaction fees
  • Online banking, mobile banking and phone banking – bank whenever you want and whenever you want
  • Overdraft – manage your cashflow with an agreed overdraft amount
  • Easy payments – quick and simple ways to make payments and pay bills
  • Cash handling services – you can lodge cash and cheques, and withdraw cash in any of our 160+ branches and in almost 900 An Post offices nationwide
  • Second business account – the option to avail of a second current account

How to apply

Sole Trader

Apply for a Sole Trader Business Current Account

Other types of businesses

For Limited Company, Partnership and all other types of business current accounts you will need to arrange a meeting with one of our business advisors.

Still not sure which type of business current account you need? Call our Business Support Team Monday to Friday, 9am to 5pm on 0818 354 454

Business Fees and Charges

Our business current account has a simple price plan that saves you time and money by encouraging online banking and other automated payment solutions like card payments.

To view our Schedule of International Transaction Charges document, please click here.

Maintenance Fee
Account Maintenance Fee€ 15 per quarter
Transaction Fees
Contactless Transaction€ 0.01 each
Automated Transaction€ 0.10 each
ATM/LATM (lodgement ATM) withdrawals / lodgements€ 0.25 each
Non Automated/Staff Assisted€ 0.60 each
Credit Transfer€ 0.60 each
Items lodged to your account e.g. cheques€0.60 each
Cash Handling fees
Notes lodged/withdrawn0.60% i.e. max €0.60 per €100
Notes Exchanged1.20% i.e. €1.20 per €100
Coin handling3% i.e. max €3 per €100

Current account fees and interest (if applicable) are currently calculated on accounts on a quarterly basis and are applied to the account approximately one month later. The below table sets out the dates that fees and interest (if applicable) are applied to account.

Fee Calculation PeriodInterest Calculation PeriodFees and Debit Interest Applied
24 Nov 25 – 20 Feb 2624 Nov 25 – 22 Feb 2627 Mar 26
23 Feb 26 – 22 May 2623 Feb 26 – 24 May 2626 Jun 26
25 May 26 – 21 Aug 2625 May 26 – 23 Aug 2625 Sep 26
24 Aug 26 – 20 Nov 2624 Aug 26 – 19 Nov 2631 Dec 26

Help & Support

Need help and support? Read our frequently asked questions to find an answer.