Business Loans
We can help with your financial requirements and support your plans to grow or diversify your business.
Features
- Competitive interest rates
- Flexible repayment terms
- No arrangement fee
Benefits
- Apply online in minutes
- Loans from €1,000 to €120,000
- Fixed monthly repayments
Farm Loans
We understand that you may need to invest in your farm today, so that you can reap the rewards of that investment in the future.
Features
- Competitive Interest Rates
- Flexible repayment terms
- No arrangement fee
Benefits
- Apply online in minutes
- Loans from €1,000 to €120,000
- Fixed repayment options
Business Overdraft
An overdraft facility is the most frequently used source of short term finance. It is a flexible source of funding and is an ideal way to manage your cashflow.
Features
- Competitive interest rates
- A limit that suits your business
- Overdraft term 12 months
Benefits
- Apply online in minutes
- Borrow from €1,000
- Flexible source of funding
COVID-19 Credit Guarantee Scheme
Supporting Covid impacted SMEs in accessing low cost credit to fund working capital or investment.
Features
- Loans from €10,000 to €1m
- Unsecured up to €250,000
- Terms from 3 to 66 months
Benefits
- Variable interest rates
- Interest only options
- Fund Working capital/investment
Green Business Loan
Offering discounted finance to businesses who want to implement energy-saving initiatives in order to reduce their carbon footprint and their costs.
Features
- Variable interest rates
- Terms between 3 and 7 years
- Flexible repayment terms
Benefits
- Borrow from €5k to €300k
- To fund energy saving projects
- No arrangement fee
SBCI Brexit Impact Loan Scheme
The SBCI Brexit Impact Loan Scheme is designed to fund working capital and investments for businesses impacted by Brexit and Covid-19.
Features
- Loans from €25k to €1.5m
- Unsecured loans from €25k - €50k
- Loan terms from 1 to 6 years
Benefits
- Interest only option
- Variable interest rate loans
- Fund working capital/investment
Insurance Premium Finance
Spread the cost of your company’s insurance premiums into manageable monthly repayments.
Features
- Spreads the cost of Insurance
- Finance terms from 6 – 11 months
Benefits
- Easy to arrange
- Frees up working capital
- Fixed monthly repayments
Asset Finance** – Hire Purchase and Leasing
Let us help you upgrade your business with equipment, machinery or vehicles with finance available from €7,000
Hire Purchase Features
- Straightforward finance facility
- Rental Payments are fixed
- Competitive rates
Leasing Features
- 100% finance available
- Rental Payments are fixed
- Competitive rates
Invoice Finance
Invoice financing solutions enables your business to raise working capital by converting trade debt upfront into cash.
Features
- Release tied up funds
- Enhance your credit standing
Benefits
- Multicurrency facilities
- Easy & efficient administration
Level of security required and rate applicable, will be determined by the amount, purpose & term of facility, in conjunction with the nature and value of the security being offered. Lending criteria, terms and conditions apply. Over 18s only. Maximum credit of €120,000 available for online applications and over the phone. For amounts greater than €120,000, contact your Relationship Manager or local branch.
**Lending criteria and terms and conditions apply. Finance is provided by way of a fixed rate business hire purchase and or business lease agreement. In the case of Hire Purchase or leasing, ownership remains with Bank of Ireland until the final payment is made. The credit provider is Bank of Ireland trading as Bank of Ireland Finance.