Business loans

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At Bank of Ireland we want to make it even easier for you to manage and grow your business.

Whether you're purchasing stock for your farm or need to expand your business, Bank of Ireland is here to help you every step of the way.

Business Loan

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  • Competitive interest rates
  • Flexible repayment terms
  • Grow your business


  • Quick & easy application
  • Loans from €1,000 +
  • Fixed monthly repayments

Business Overdraft

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  • Competitive interest rates
  • A limit that suits your business
  • Overdraft term 12 months


  • Flexible source of funding
  • Borrow from €1,000

Commercial Mortgages

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  • Competitive interest rates
  • Flexible funding solutions


  • No interest penalty1

Asset Finance

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Effective cashflow management is one of the key challenges for businesses today.

SBCI Brexit Loan Scheme

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Supporting Brexit impacted SMEs and Small Mid-Caps to innovate and adapt with low cost accessible funding.


  • Min loan amount €25,000
  • Max interest rate 4%2
  • Loan terms from 1 to 3 years


  • Fixed repayment schedule
  • Future working capital needs
  • Unsecured loans up to €500,000


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  • Min loan amount €25,000
  • Variable repayment terms


  • Long-term working capital needs
  • Competitive interest rates




No interest penalty for early repayment on variable rate Commercial Mortgages


The interest rate that the Bank will apply to all loans up to €500,000 is 4%. For loan proposals greater than €500,000, the Bank will assess each transaction on its own merits (such assessment to include the availability of existing and/ or additional security which may result in an interest rate marginally below 4%). The interest rate may rise if it becomes unlawful for the SBCI to make payments which would otherwise be payable to the Bank under the agreement between the SBCI and the Bank in relation to these loans.

Ways we can help