Business Credit Card

Features

• No transaction fees: There are no transaction fees when you use your credit card to pay for goods and services making it a more cost-effective alternative to writing cheques, Cross-border handling fees apply to non-Euro transactions.
• Interest-free credit: Enjoy up to 37 days’ interest-free credit on purchases.  Pay in full each month by direct debit and you can avoid paying interest charges.
• Bank of Ireland CardController: Bank of Ireland CardController is a new service which allows businesses to manage employee spending by picking from a variety of controls and settings:
  • Restrict card use to specific types of transactions such as travel or business services
  • Set maximum purchase amounts
  • Only allow card spend at certain times. For example, Monday to Friday
  • Receive 24/7 real-time alerts whenever spending goes above the limits you’ve set.

For more details see www.bankofireland.com/cardcontroller

• Comprehensive travel insurance: You and up to 3 colleagues are covered for 90 days of any journey when you pay for at least 50% of your fare with your credit card.

• Chargeback rights: You are protected when you use your credit card to make purchases in the event of loss or non-receipt of goods or services and in the event of fraud.
• Card liability waiver insurance: Your business is protected from liability for card misuse by employees. Please see documents below:
  
  Business Card Liability Waiver InsuranceViewPrint

  Business Card Liability Waiver Insurance Claim FormViewPrint

  Business Credit Card Travel Insurance BrochureViewPrint

• Other Features
  • ​Exclusive offers

  
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  • Track what you spend: Tracking your business spending is easier using your detailed monthly cardholder statements. By separating business and personal expenses, a credit card makes expense reconciliation quicker. And there’s no need to pay for business-related expenses on personal credit cards or carry large amounts of cash.
  • Worldwide acceptance: Remember your card is accepted worldwide in over 36 million locations so you can rely on it when you are abroad.
  • Contactless payments: Make purchases up to €30 by simply holding your credit card against the card reader – ideal for quick purchases when you’re on the move.
  • Flexible options: You can have an unlimited number of cards per account, set individual credit limits for each business credit card and choose from a range of monthly payment dates to suit your cash-flow.

Benefits

Control

• Set individual credit limits per card
• Unlimited number of cards per account
• Track spend through Bank of Ireland CardController and detailed cardholder statements
• Protect against unauthorised transactions with card liability waiver insurance

• Other Benefits
  Simplicity

  • A single payment in full each month by Direct Debit protects you from any potential interest charges
    Business Credit Card Direct Debit Mandate FormViewPrint
  • Assists in claiming back tax more efficiently as all expenses are on one statement

  Certainty

  • Choose from a range of monthly payment dates to suit your business cash flow
  • Significant time savings every month by simplifying the expense reconciliation process
  • Reduce Bank charges and transaction fees by using your Business Credit Card for purchases instead of writing cheques, etc.
  • Up to 37 days interest free credit

  Benefits to Cardholders

  • Separates business and personal expenses – no need to fund business related expense on personal credit cards or carry large amounts of cash
  • Cuts down on paperwork – saves time and hassle by simplifying expense claims
  • Covers everyday expenses from petrol, to car tax, car insurance, toll charges, client entertainment and travel
  • Itemised monthly statement of your transactions
  • Worldwide Customer Services support when travelling (Call 1890 365 505 or from outside Ireland +353 1 400 5050)