Business Credit Card

Features

• No transaction fees: There are no transaction fees when you use your credit card to pay for goods and services making it a more cost-effective alternative to writing cheques, Cross-border handling fees apply to non-Euro transactions.
• Interest-free credit: Enjoy up to 37 days’ interest-free credit on purchases.  Pay in full each month by direct debit and you can avoid paying interest charges.
• Comprehensive travel insurance: You and up to 3 colleagues are covered for 90 days of any journey when you pay for at least 50% of your fare with your credit card.

• Chargeback rights: You are protected when you use your credit card to make purchases in the event of loss or non-receipt of goods or services and in the event of fraud.
• Card liability waiver insurance: Your business is protected from liability for card misuse by employees. Please see documents below:
  
  Business Card Liability Waiver InsuranceViewPrint

  Business Card Liability Waiver Insurance Claim FormViewPrint

  Business Credit Card Travel Insurance BrochureViewPrint

  Customer Notification – change in Travel Insurance Underwriter – Business Credit Cards – effective 10 April 2023ViewPrint

  Business Credit Card Travel Insurance Policy - effective 10 April 2023ViewPrint

  Travel Insurance Product Information Document (IPID) – Business Credit Card – effective 10 April 2023ViewPrint

• Other Features
  • ​Exclusive offers

  Get access to exclusive experiences, offers and benefits in Ireland or when travelling abroad with MasterCard Priceless Cities at www.priceless.com.¹

  • Track what you spend: Tracking your business spending is easier using your detailed monthly cardholder statements. By separating business and personal expenses, a credit card makes expense reconciliation quicker. And there’s no need to pay for business-related expenses on personal credit cards or carry large amounts of cash.
  • Worldwide acceptance: Remember your card is accepted worldwide in over 36 million locations so you can rely on it when you are abroad.
  • Contactless payments: Make purchases up to €50² by simply holding your credit card against the card reader – ideal for quick purchases when you’re on the move.
  • Flexible options: You can have an unlimited number of cards per account, set individual credit limits for each business credit card and choose from a range of monthly payment dates to suit your cash-flow.

Benefits

Control

• Set individual credit limits per card
• Unlimited number of cards per account
• Track spend through detailed cardholder statements
• Protect against unauthorised transactions with card liability waiver insurance

• Other Benefits
  Simplicity

  • A single payment in full each month by Direct Debit protects you from any potential interest charges
    Business Credit Card Direct Debit Mandate FormViewPrint
  • Assists in claiming back tax more efficiently as all expenses are on one statement

  Certainty

  • Choose from a range of monthly payment dates to suit your business cash flow
  • Significant time savings every month by simplifying the expense reconciliation process
  • Reduce Bank charges and transaction fees by using your Business Credit Card for purchases instead of writing cheques, etc.
  • Up to 37 days interest free credit

  Benefits to Cardholders

  • Separates business and personal expenses – no need to fund business related expense on personal credit cards or carry large amounts of cash
  • Cuts down on paperwork – saves time and hassle by simplifying expense claims
  • Covers everyday expenses from petrol, to car tax, car insurance, toll charges, client entertainment and travel
  • Itemised monthly statement of your transactions
  • Worldwide Customer Services support when travelling (Call 0818 365 505 or from outside Ireland +353 1 404 4000).

Bank of Ireland CardController

An online service enabling you to control employee spending by picking from a variety of controls and settings including setting maximum purchase or transaction amounts, getting 24/7 real-time alerts whenever cardholder spends goes above the limits set and getting alert on certain transaction such as ATM or contactless transactions.

To register for the service log on to cardcontrol-boi.fabrick.com