Business Loans > €120,000 up to €500,000

Apply Online Now

For loans greater than €120,000 up to €500,000, apply online.

Need to expand, grow or invest in your business? We are here to support you through all life stages of your business.

We offer:

  • Loans greater than €120,000 up to €500,000
  • Secured loan variable rate of 6.05%1
  • Terms up to 15 years2
  • No arrangement fee3

All applicants will be contacted within 48 hours excluding weekends and bank holidays.

For amounts greater than €500,000 please contact your Relationship Manager or click here.

Help & Support

Need help and support? Read our frequently asked questions to find an answer.

Other Ways to Apply

Apply Online Now

For Business Loans between €120,000 and €500,000

Call our team

Existing and new customers can call us on 0818 210 614 Mon-Fri, 9am – 5pm.

Visit your local branch

New customers can call into their local branch.


Representative Example

A business loan of €200,000 at a secured rate of 6.05% over a 7 year term will require 84 monthly payments of €2,923.61. The cost of credit is €45,583.24. The total amount repayable is €245,583.24.
Level of security required and the rate applicable will be determined by the amount, purpose & term of facility, in conjunction with the nature and value of the security being offered. Lending criteria, terms and conditions apply. Maximum credit of €500,000 available for online applications and over the phone.
Warning: If you do not meet the repayments on your credit facility agreements, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future
Warning: The cost of your repayments may increase.
Bank of Ireland is not responsible for information on third party websites.
1 Reference Rate and Margin will be determined by the loan size. The SBAR rate is a BOI reference rate under SME Regulations. The SBAR rate is 1.4% (correct as at 25/09/2023) and is liable to change. For up to date SBAR rates please visit Business Banking Reference Rates.
2 For land purchases terms of up to 20 years may be available.
3 Legal and valuation fees may apply when tangible security is required.