Business Startup Account

Helping get your business off the ground

At Bank of Ireland, we understand the challenges faced when starting a new business, that’s why we have designed our Business Startup Package with you in mind. Call 0818 200 413  to find out more or visit our How to Apply section to get your application started today!

Features and Benefits

Our Business Startup Package has everything you need to get your new business up and running, including:

  • A Business Current Account with transaction and maintenance fees waived for 24 months.
  • Dedicated Business Startup phone support line. Call 0818 200 413 today to find out more about our Business Startup package
  • Together with FCR Media we are offering our business Startup customers exclusive access to the FCR Launch Online package. This package includes a FREE custom built webpage for 12 months’ plus a free .com domain registry and listing worth €425! This offer is available to Bank of Ireland Business Startup customers only. You will receive your unique offer sign up code when you open your new Startup account.
  • Extended Enterprise programme aimed at supporting your business. For more information click here
  • Access to our free tools, guides and online support through ensuring you get your business off to a good start.
  • Access to workbenches located in Dublin, Cork, Limerick and Galway
…and much more

Click below for a copy of our Business Startup Brochure.
  • Business startup offers

    New digital marketing offer with FCR Media Limited

    Bank of Ireland is pleased to form an alliance with FCR Media, Ireland’s leading Digital Marketing Agency, to offer new Business Startup customers a year’s free online presence. You will be entitled to avail of with FCR Media free for one year! (Worth €425!).

    • A free web page
    • A free .com domain
    • Free hosting with unlimited bandwidth, 24/7 security protection and 99.7% uptime guaranteed
    • Free listing on
    • Free access to FCR Media’s Business Centre which will allow you to track your listing

    Best of all:

    FCR Media’s digital experts will manage the set-up of all of this for you!

    To take up this great offer, open a new business startup current account with Bank of Ireland. Once your account has been opened, you will receive your promotion code by email. Sign up at

    Terms and conditions apply. Bank of Ireland does not accept any responsibility for the fulfilment of the Launch Online offer and recommend that prior to availing of the Launch Online offer that users review the services offered and their associated terms and conditions.

    There is of course no obligation for you to use FCR Media’s services unless you wish to do so. FCR Media is introduced to you solely on the basis that (i) you will enter into an arrangement directly with them and (ii) you agree to the terms of Bank of Ireland’s role in introducing you to FCR Media which terms are included below.

    If you would like to sign up to Launch Online, click on the link below which will bring you to FCR Media’s site.

    Free one hour consultation with a participating ACCA Accountant or Solicitor

    We’re offering a free one hour consultation with a participating Accountant from the Association of Chartered Certified Accountants. We are also offering a free one hour consultation with a participating Solicitor.

    To find out more, call 0818 200413.

    Terms and conditions apply:

    1. Bank of Ireland makes no representation or warranty or undertaking of any kind in relation to any third party supplier service and does not offer any advice or other representation as to the advisability or otherwise in relation to the use of the third party supplier service.
    2. Bank of Ireland takes no responsibility for any third party supplier service. Use of the third party supplier service is at the Customer’s sole risk. Any issues or queries concerning the use or otherwise of third party supplier service should be referred directly to the third party supplier service.
    3. No member of the Bank of Ireland Group accepts any liability for any loss or damage of any nature, including but not limited to loss of profits, goodwill, or any other type of financial or other pecuniary or direct or special indirect or consequential loss howsoever arising whether in negligence or for breach of contract or other duty as a result of the: (i) use of the third party supplier of the service; and/or (ii) security of any information given by the Customer (or authorised to be given) to the third party supplier of the service.
  • Everyday business banking needs
    • A Business Current Account with transaction and maintenance fees waived for 24 months.
    • Business Debit Card – all Business Debit Cards are contactless enabled. There is no additional charge for replacement ATM/debit cards for business startup customers.
    • Business Credit Card annual fee of €31 waived for one year. After year one, the annual €31 fee will apply. 1
    • 365 online, mobile and tablet banking – bank whenever, wherever you want. With access to 365 online, customers can make online payments of up to €20,000 a day (suitable for those who require single user authorisation to use online banking).
    • No overdraft facility fee.
    • A range of business deposit options including instant access to business notice accounts and fixed term deposits over a variety of terms.
  • Finance to help your business grow

    Small Business & Agri Loans

    We understand that the right investment at the right time will drive every business forward.

    So if you think its time for your business to borrow why not talk to us about our small business and agri loan?
    To apply for a loan of up to €100,000, you can apply online or call 1890 365 222 to find out more.

    Lending terms and conditions apply, security may be required.

    Asset Finance

    Our Bank of Ireland Finance Direct facility allows you to arrange your asset finance requirements over the phone, for amounts up to €150,000. Find out more: or through Bank of Ireland Finance Direct at 1850 291 929.

  • Ways to Bank

    365 Online

    365 online banking offers you a quick and easy way to transfer funds, pay bills and set up payments 24 hours a day.
    If you are a small business customer (Agri, Sole Trader, Trading As) call 1890 365 500 and our dedicated activation team will have you set up in minutes.

    Business On Line

    With Business On Line you can do your banking when it suits you – even when you’re on the move.

    Two years free monthly subscriptions to Levels 1/2 of Business On Line, if you sign up on the day you open your Business Start Up account. To find out more about Business On Line please call 1850 264 265 or email

    BOI Payment Acceptance (BOIPA)

    Everyone in business understands the growing importance of being able to accept card payments. Whatever business you’re in, with BOI Payment Acceptance, you can:

    • Grow your business by accepting card payments
    • Provide an added payment choice for your customers
    • Have the facility to enable internet and telephone sales
    • Improve cash flow management with next day banking settlement to your account

    Get help from BOIPA engineers who will install your terminal and provide training.

    To apply for a BOIPA terminal, simply call in to your local Bank of Ireland branch. Alternatively, you can contact:
    BOIPA directly or call 1800 806 770 or email

    Payment Acceptance is provided by EVO Payments International GmbH trading as BOI Payment Acceptance. Underwriting Criteria, Terms and Conditions apply. EVO Payments International GmbH, trading as BOI Payment Acceptance is licenced by the Federal Financial Supervisory Authority BaFin (Bundesanstalt fur Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules. EVO Payments International GmbH (trading as BOI Payment Acceptance) is not a member of the Bank of Ireland Group. BOI Payment Acceptance has entered into a marketing alliance with the Bank of Ireland. BOI and the Tree of Life logo are trademarks of The Governor and Company of the Bank of Ireland and are being used under licence by EVO Payments International GmbH, trading as BOI Payment Acceptance.

    International Payments

    Protecting you against foreign exchange risk

    Our team of experienced professionals, based throughout the country, will work with you to ensure swift and safe execution of your international payments and receipts and provide competitive bespoke risk management solutions to protect against foreign currency fluctuation if required. Your payments and transactions can be executed swiftly and securely with our dealing team by phone or through or new online foreign exchange platform – FXPAY.

    Supporting you to trade overseas

    We have a full service Trade Finance team available to support you when you are trading on overseas markets via an extensive range of products and a team of documentary specialists. Our global network of correspondent banking relationships can be especially valuable to your business if you are trading in new markets.

    Talk to our Global Markets, today, to learn how we can support you to grow internationally while managing your risks appropriately. For more information, please contact: 01 609 4300

1 Lending terms and conditions apply to Business Credit Cards

Ways we can help