Business Start-up Account

Get your business off the ground

Starting a new business is a big step, but maintaining it is an even greater one. At Bank of Ireland, our business start-up account will give you everything you need to start, run and grow your business.

If your business is a sole trader entity you can now apply online for a business start-up current account.

For Limited company, Partnership and all other types of business current accounts you will need to arrange a meeting with one of our business advisors.

Sole trader Arrange a meeting


Business Current Account

Our startup business current account comes with transaction and maintenance fees waived for 24 months1

Excluding those listed as part of the Business Start Up Package offer all other fees and charges will apply to your account at standard rates including non-euro Visa Debit (ATM) and Visa Debit (point of sale) transactions undertaken in countries outside the EU, Iceland, Liechtenstein or Norway. Please refer to the documents below for further details for full details.

To view our Schedule of International Transaction Charges document, please click here.

Current account fees and interest (if applicable) are currently calculated on accounts on a quarterly basis and are applied to the account approximately one month later. The below table sets out the dates that fees and interest (if applicable) are applied to account.

Fee Calculation Period Interest Calculation Period Fees and Debit Interest Applied
21 Nov 22 – 17 Feb 23 21 Nov 22 – 19 Feb 23 24 Mar 23
20 Feb 23 – 19 May 23 20 Feb 23 – 21 May 23 23 Jun 23
22 May 23 – 18 Aug 23 22 May 23 – 20 Aug 23 22 Sep 23
21 Aug 23 – 17 Nov 23 21 Aug 23 – 19 Nov 23 29 Dec 23
1 Other charges including charges for lodging and/ or withdrawing cash and coin may apply. See our schedule of fees and charges for further information.

Ways we can help