Business Loan

Business loans for busy people. Apply online in minutes...

At Bank of Ireland we want to make it even easier for you to manage and grow your business. Whether it is to purchase stock for your farm or finance to help expand your business, Bank of Ireland is here to help you keep things moving.

We’re here to help you get the finance you need

Need to expand, invest in new equipment or simply want to borrow for working capital? If you decide that you need finance for your business or farm, we’re here to help you.

To take the next step, simply complete our online application1 in just a few minutes. Or alternatively, you can contact our dedicated Business Loans team on 1890 365 222.

For online applications you will be contacted within 24 hours2. Sometimes we might need more information from you before we make our lending decision. If we do, we’ll get in touch with you.

Apply Online

Features & Benefits

  • Flexible repayment terms to support your business needs
  • Business loans tailored to your cash flow
  • Borrow from €1,000 to €120,000
  • Unsecured business loan rate of 6.76% variable3
  • No arrangement fee
  • We aim to have an answer for you within 24 hours2 of having all of your information4

Further information on Lending to Small & Medium Enterprises and information on how to apply for credit can be found in our information booklet Lending to Small & Medium Enterprises available on our website at, or by clicking on the following link:

Lending to Small and Medium Enterprises

Level of security required and rate applicable, will be determined by the amount, purpose & term of facility, in conjunction with the nature and value of the security being offered. Lending criteria and terms and conditions apply. Bank of Ireland is regulated by the Central Bank of Ireland.
Warning: The cost of your repayments may increase
Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears, this may affect your credit rating which may limit your ability to access credit in the future 
1 Over 18 years and existing Bank of Ireland current account customers only. Lending criteria, Terms and Conditions apply. Maximum credit of €120,000 available for online applications.
2 Contact within 24 hours excludes weekends and bank holidays.
3 Lower rates may be available where security is provided.
4 If the borrowing is over €65,000 and /or requires security, it may take a little longer.

Ways we can help