Farm Loans up to €120,000

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Farm Loans at a glance

We can help support the purchase of stock, investing in your farm or managing your seasonal cashflow needs.

We offer:

  • Loans from €1,000 to €120,000
  • Unsecured loan variable rate of 6.50%1
  • Unsecured loan terms of up to 7 years
  • No arrangement fee

Whether you’re starting or growing your farm, we have a range of solutions to help. Apply online for loans up to €120,000 and help your farm take the next step2.

Further Information

Agriculture BrochureViewPrint

How to Apply

It’s never been easier to apply for a Bank of Ireland small business loan.

Apply Online Now

Farm loans up to €120,000 are now available online.

Apply Online Now

Call our team

Existing and new customers can call us on 0818 210 614 Mon-Fri, 9am – 5pm.

Call 0818 210 614

Visit your local branch

New customers can call into their local branch.

Find your local branch


Borrowing from €120,000 to €500,000
Agri Development Managers
Business Banking Reference Rates

Help & Support

Need help and support? Read our frequently asked questions to find an answer.

Visit our Help Centre

Representative examples

A farm loan of €120,000 at a variable rate of 6.50% over a 7 year term will require 84 monthly payments of €1,781.93. The cost of credit is €29,682.32. The total amount repayable is €149,682.32.

Level of security required and rate applicable, will be determined by the amount, purpose & term of facility, in conjunction with the nature and value of the security being offered. Lending criteria, terms and conditions apply. Over 18s only. For amounts greater than €120,000 and up to €500,000 please visit our Large Farm Loans section. For amounts greater than €500,000 please contact your Relationship Manager or local branch.
Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: The cost of your repayments may increase.

Bank of Ireland is regulated by the Central Bank of Ireland.

1 When you take out an unsecured loan, you do not need to offer an asset as security or collateral for it. To get a secured loan, you must offer an asset, such as property, as security. If you are taking out a business loan, we may ask for a Personal Letter of Guarantee (PLG) as a form of security. When you sign a PLG, you promise to take responsibility for repaying the loan if the business cannot do so.
2 Bank of Ireland use automated decision making to process both online and phone applications. If you don’t agree with the result, you can contact us and have those decisions reviewed by a member of our team.