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1Spend

2Spend

3Save

4Save

5Borrow

6Borrow

7Plan

8Plan

• Phone
  This field is for validation purposes and should be left unchanged.
• Over the past year, have you generated enough cash to meet your business expenses?*
  • Always have enough cash
  • Most of the time have enough cash
  • Sometimes have enough cash
  • Rarely have enough cash
  • Never have enough cash

• Which of the following describes how well you keep up with business expenses?*
  • Pay all creditors on time
  • Pay most creditors on time
  • Pay some creditors on time
  • Never pay creditors on time

• How long would your working capital/cash reserves last if your main income stream was disrupted?*
  • 6 months or more
  • At least 3 months but less than 6 months
  • At least 1 month but less than 3 months
  • At least 1 week, but less than 1 month
  • Less than 1 week or don’t know

• How confident are you that you will have sufficient resources to meet your long –term financial goals?*
  • Very confident
  • Fairly confident
  • Slightly confident
  • Not confident at all

• How would you describe your current level of business debt?*
  • Do not have any debt
  • Have manageable debt
  • Have a bit too much debt
  • Have far too much debt

• How would you rate your business credit history?*
  • Excellent
  • Good
  • Fair
  • Poor
  • Very poor
  • I don’t know

• How confident are you that your early warning systems can manage threats and opportunities, for example in international trading?*
  • Very confident
  • Fairly confident
  • Slightly confident
  • Not at all confident
  • No systems in place

• To what extent do you plan ahead to cover long-term business goals?*
  • Don’t need to plan ahead
  • Always plan ahead
  • Occasionally plan ahead
  • Rarely plan ahead
  • Never plan ahead
• Result