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Business Loan


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Expanding? Need new equipment or require working capital? We can help.

Complete our online application1 in just a few minutes. Or phone our Business Loans team on 1890 365 222.

We’ll get back within 24 hours2 if you apply online. If we need more info from you before making our lending decision, we’ll get in touch.

At a glance

  • Flexible repayment terms
  • We can tailor loans to suit your cash flow
  • Borrow from €1,000 to €120,000
  • Unsecured business loan rate of 6.48% or Secured business loan rate of 5.48%3
  • No arrangement fee
  • Loan terms of up to 7 years

Quick decisions

We aim to get you an answer within 24 hours2 of receiving all of your information4

In order to provide you with a timely response and to allow us assess risk fairly and consistently, we use automated decision making. If you do not agree with the result, you have the right to provide us with your point of view and have those decisions reviewed by a member of our team.

Find out more

Read ‘Lending to Small & Medium Enterprises’ by clicking on the following link:

Lending to Small and Medium Enterprises

Level of security required and rate applicable, will be determined by the amount, purpose & term of facility, in conjunction with the nature and value of the security being offered. Lending criteria and terms and conditions apply. Bank of Ireland is regulated by the Central Bank of Ireland.
Warning: The cost of your repayments may increase
Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears, this may affect your credit rating which may limit your ability to access credit in the future 
Bank of Ireland would like to remind all companies, incorporated in Ireland, to register their beneficial ownership details with the Central Register of Beneficial Ownership of Companies and Industrial and Provident Societies (RBO) (
Any questions in relation to the RBO should be sent to
1 Over 18 years and existing Bank of Ireland current account customers only. Lending criteria, Terms and Conditions apply. Maximum credit of €120,000 available for online applications.
2 Contact within 24 hours excludes weekends and bank holidays.
3 Lower rates may be available where security is provided.
4 If the borrowing is over €120,000 and /or requires security, it may take a little longer.

Ways we can help