Business loans made easier

Apply online* in minutes

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Business loans at a glance

Does your business need new equipment or working capital? We offer:

  • Loans from €1,000 to €120,000
  • Unsecured loan rate of 6.31%1
  • Secured loan rate of 5.31%
  • Unsecured loan terms of up to 7 years
  • No arrangement fee

Quick decisions

Apply online* in minutes and we’ll get back to you within 48 hours, excluding weekends and bank holidays. To apply online, you must be over 18 years and seeking an unsecured loan of €1,000 to €120,000.

You can also phone our Business Loans team on 1890 365 222.

We use automated decision making to process your application. If you don’t agree with the result, you can contact us and have those decisions reviewed by a member of our team.

Find out more about the rules on Lending to Small and Medium Enterprises.

Warning: The cost of your repayments may increase
Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears, this may affect your credit rating which may limit your ability to access credit in the future 

Level of security required and rate applicable, will be determined by the amount, purpose and term of facility, in conjunction with the nature and value of the security being offered. Lending criteria and terms and conditions apply. Bank of Ireland is regulated by the Central Bank of Ireland.

1 When you take out an unsecured loan, you do not need to offer an asset as security or collateral for it. To get a secured loan, you must offer an asset, such as property, as security. If you are taking out a business loan, we may ask for a Personal Letter of Guarantee (PLG) as a form of security. When you sign a PLG, you promise to take responsibility for repaying the loan if the business cannot do so.

Ways we can help