Business loans made easier

Apply online* in minutes

Apply now

Business loans at a glance

Does your business need new equipment or working capital? We offer:

  • Loans from €1,000 to €120,000
  • Unsecured loan rate of 6.31%
  • Secured loan rate of 5.31%
  • Unsecured loan terms of up to 7 years
  • No arrangement fee

Quick decisions

Apply online* in minutes and we’ll get back to you within 48 hours, excluding weekends and bank holidays. To apply online, you must be over 18 years and seeking an unsecured loan of €1,000 to €120,000.

You can also phone our Business Loans team on 1890 365 222.

We use automated decision making so we can provide you with a timely response and assess risk fairly and consistently. If you do not agree with the result, you have the right to provide us with your point of view and we will review the decision.

Find out more about the rules on Lending to Small and Medium Enterprises.

Warning: The cost of your repayments may increase
Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears, this may affect your credit rating which may limit your ability to access credit in the future 

Level of security required and rate applicable, will be determined by the amount, purpose & term of facility, in conjunction with the nature and value of the security being offered. Lending criteria and terms and conditions apply. Bank of Ireland is regulated by the Central Bank of Ireland.

Ways we can help