Gold Business Credit Card
An increased line of credit which is an ideal expense management tool for any person who travels and all types of businesses.
Apply NowFeatures
- Aer Lingus Lounges, Priority Check-In & Fast track access to the security channel: Enjoy unlimited access to Aer Lingus Lounges and Priority Check in facilities for UK, European and US routes provided by Aer Lingus as well as fast track access to the security channel in Dublin. Every Gold Business Credit Cardholder and one guest travelling with them has free access to the Aer Lingus Lounges in Dublin, Cork and Shannon as well as more than thirty affiliated lounges in airports worldwide. So you can relax while waiting for your flight. Just present your Gold Business Credit Card and your Aer Lingus boarding pass at the Lounge desk. At some airports, where an Aer Lingus handling partner provides lounge facilities, you may need to register at the check-in for the lounge visit.
- No transaction fees: There are no transaction fees when you use your credit card to pay for goods and services making it a more cost-effective alternative to writing cheques, Cross-border handling fees apply to non-Euro transactions
- Interest-free credit: Enjoy up to 37 days’ interest-free credit on purchases. Pay in full each month by direct debit and you can avoid paying interest charges.
- Comprehensive travel insurance1: You and up to 3 colleagues are covered for 90 days of any journey when you pay for at least 50% of your fare with your credit card (see below for more information).
- Track what you spend: Tracking your business spending is easier using your detailed monthly cardholder statements. By separating business and personal expenses, a credit card makes expense reconciliation quicker. And there’s no need to pay for business-related expenses on personal credit cards or carry large amounts of cash.
Benefits
Control
- Set individual credit limits per card
- Unlimited number of cards per account
- Track spend through detailed cardholder statements
- Protect against unauthorised transactions with card liability waiver insurance
Bank of Ireland CardController
An online service enabling you to control employee spending by picking from a variety of controls and settings including setting maximum purchase or transaction amounts, getting 24/7 real-time alerts whenever cardholder spends goes above the limits set and getting alert on certain transaction such as ATM or contactless transactions.
To register for the service log on to cardcontrol-boi.fabrick.com
How to Apply
Applying for the first time
You can now apply online for up to 5 Business Credit Cards (with a combined limit of up to €120,000). Once approved, we will get your card to you in a few days, and you can start using it to manage your business spend.
Sole Trader, Partnerships and Limited Companies
Apply online for up to 5 cards, with a combined limit of up to €120,000
For all other business customers
If you’re a School, Church, Charity or Unincorporated Organisation or need more than 5 cards please arrange a meeting with one of our business advisors.
Existing cardholder and need to apply for additional cards?
Simply download a copy of our application form and return it to your branch or relationship manager
Rates
| Rate / Fee | |
|---|---|
| Interest rates (for purchases) | 17.39% Variable |
| Interest rates (for cash) | 17.39% Variable |
| Annual fee | €120 per card |
| Cross Border Handling Fee – Transactions in euro within the EU and certain non – EU countries to which the relevant EU regulations apply – All other transactions | -No charge -2.25% of value of transactions |
| Copy of Statement on request | No charge |
| Cash Advance Fee | 1.5% of value of transaction (min €2.54) |
| Returned Payment Charge | €3.17 per unpaid item |
| Government Stamp Duty – charged annually in January | €30 per card |
Help & Support
Need help and support? Read our frequently asked questions to find an answer.