Visa Business Debit

The card that packs more.

Euro Transactions All other transactions (Cross-border handling fee)
Visa Debit (ATM) 25c 3.5% of transaction value. Minimum €3.17, Maximum of €11.43 per transaction
Visa Debit (Point of Sale) 10c 2% of transaction value.  Maximum of €11.43 per transaction
Visa Debit Contactless (Point of Sale) 1c 2% of transaction value.  Maximum of €11.43 per transaction

Government Stamp Duty

Government Stamp Duty (GSD) on Visa Debit and ATM cards is charged retrospectively in January each year for each cash withdrawal made from an ATM / LATM within the Republic of Ireland in the preceding year at a rate of €0.12 per withdrawal capped at a maximum of €2.50 per ATM (cash) card or Visa Debit (combined) card where only the ATM function is used, or €5 per Visa Debit (combined) card where both ATM and “Point of Sale” functions are used.

Account Type Card Type Functionality Used Charge Statement Narrative
Current Visa Debit POS and ATM €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €5.00 per annum GOVT DUTY ATM/POS
Current Visa Debit POS only €0 N/A
Current Visa Debit ATM only €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum GOVT DUTY ATM
Current/Deposit ATM ATM only €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum GOVT DUTY ATM

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