| In Euro within EU and EEA | All other transactions (cross-border handling charges) | |
|---|---|---|
| Visa Debit (ATM) | Current account transaction fee applies | 3.5% of transaction value. Minimum €3.17, Maximum €11.43 per transaction |
| Visa Debit (Point of Sale) | Current account transaction fee applies | 2% of transaction value. Maximum €11.43 per transaction |
| Visa Debit Contactless (Point of Sale) | Fee waived until 23rd February 2015. A transaction fee of 1c will apply thereafter. | 2% of transaction value. Maximum €11.43 per transaction |
| Card Type | Functionality Used | All other transactions (cross-border handling charges) |
|---|---|---|
| Visa Debit | POS and ATM | €0.12 for each cash withdrawal from an ATM capped at €5.00 per annum |
| Visa Debit | ATM only | €0.12 for each cash withdrawal from an ATM capped at €2.50 per annum |
| ATM | ATM only | €0.12 for each cash withdrawal from an ATM capped at €2.50 per annum |
Government Stamp Duty
Government Stamp Duty (GSD) on Visa Debit and ATM cards is charged retrospectively in January each year for each cash withdrawal made from an ATM / LATM within the Republic of Ireland in the preceding year at a rate of €0.12 per withdrawal capped at a maximum of €2.50 per ATM (cash) card or Visa Debit (combined) card where only the ATM function is used, or €5 per Visa Debit (combined) card where both ATM and “Point of Sale” (POS) functions are used.