Overview
Bank of Ireland accept and process structured address formats and hybrid address formats on bulk file uploads.
We will continue to accept and process unstructured address formats however we encourage all customers to review their address data and consider moving to structured or hybrid address formats and to move to the latest file versions.
Please review the below information carefully.
If you do not currently submit Address information and have no plans to do so, there is no action required of you at this time.
Reminder: The use of Postal Address tags is optional, except in the instances below:
- Credit Transfer (PAIN001) File Submitters: Originators must include their debtor address, on the PAIN.001 file, for any payments destined for a Non-EEA Country/territory.
- Direct Debit (PAIN008) File Submitters: Originators must include the debtor address, on the PAIN.008 file, for any payments debiting a bank located in a Non-EEA Country/territory. Please see list of Non-EEA SEPA Countries/Territories Here.
Address Format options
| Option |
Option 1 |
Option 2 |
| Address Format |
Structured Address Format* |
Hybrid Address Format |
| Available On |
PAIN.001.001.09 (only)
PAIN.008.001.08 (only) |
PAIN.001.001.03 & PAIN.001.001.09
PAIN.008.001.08 (only) |
| Accepted From |
March 2024 – Onwards |
From Oct 2025 – Onwards |
| Available Tags |
<PstlAdr>
<Dept>Debtor Finance1</Dept>
<SubDept>Debtor Cards1</SubDept>
<StrtNm>Debtor Street1</StrtNm>
<BldgNb>2201</BldgNb>
<BldgNm>Hudson1</BldgNm>
<Flr>22nd1</Flr>
<PstBx>2231</PstBx>
<Room>341</Room>
<PstCd>L11</PstCd>
<TwnNm>Debtor Derry</TwnNm>
<TwnLctnNm>Debtor TwnLctnNm</TwnLctnNm>
<DstrctNm>Debtor DstrctNm</DstrctNm>
<CtrySubDvsn>North Derry</CtrySubDvsn>
<Ctry>IE</Ctry>
<PstlAdr>
|
<PstlAdr>
<TwnNm>UMRIDGE,</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>Debtor Street</AdrLine>
<AdrLine>Debtor Town County</AdrLine>
</PstlAdr>
|
| Minimum Requirement |
Town Name (<TwnNm>)
Country Code (<Ctry>) |
Town Name (<TwnNm>)
Country Code (<Ctry>) |
Bank of Ireland Recommendations:
We recommend that Bulk File submitters check with their IT Department/Software providers regarding the address options outlined above and consider moving to the latest file formats.
For further information, submitters should contact our Business On Line Customer Helpdesk by emailing BOLPaymentsPlus@boi.com or calling 0818 818 265 (9am to 5pm, Monday – Friday).
Help Protect your business from scam calls, payment redirection scams, CEO fraud and more by visiting Bank of Ireland Security Zone and remember, if someone asks you for a one-time code from your Approve app, they are very likely to be a fraudster. For more information, visit Security Zone on our website.