Christmas Payments

Please find the full details of our cut-off times over the Christmas period below. We'd like to wish all our customers a Happy Christmas!

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Christmas Payments

2020 Payment Processing days

  • Republic of Ireland Christmas 2020 Payment Processing days

    NON PROCESSING DAYS

    Friday 25th, Monday 28th, Tuesday 29th December 2020 and Friday 1st of January 2021 are non-processing days in the Republic of Ireland.

    CUT OFF TIMES

    All Cut-off times for payments will remain the same as per normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments as early as possible and note the non–processing days.

    On the 24th of December please ensure that all International Cross Border and SDMT payments are input and authorised as early as possible to ensure that they are processed on time.

    PROCESSING DAYS

    SEPA PAYMENTS – THIRD PARTY (Single Shot) PAYMENTS:

    Please note the cut off time for SEPA Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    NON-BOI SEPA BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENT:

    Please note the cut off time will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 23rd December Thursday 24th December
    Thursday 24th December1 Wednesday 30th December
    Wednesday 30th December Thursday 31st December
    Thursday 31st December2 Monday 4th January

    EFT ARRANGEMENTS – BOL EFT & BOL IMPORT CREDIT BULK FILES:

    Please note the cut off time will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Processing Date Payment Date
    Wednesday 23rd December Thursday 24th December
    Thursday 24th December1 Wednesday 30th December
    Wednesday 30th December Thursday 31st December
    Thursday 31st December2 Monday 4th January

    DIRECT DEBIT PROCESSING – BOL PAYMENT PLUS & BOL FILEGATEWAY:

    Please note the cut off time will remain unchanged over the Christmas period.

    As of November 21st 2016 all direct debits can be collected D-1 cycle once the file is received before 11:00am on the Input & Authorise date.

    Input & Authorise Date Collection Date
    Wednesday 23rd December Thursday 24th December
    Thursday 24th December Monday 28th December
    Monday 28th December Tuesday 29th December
    Tuesday 29th December Wednesday 30th December
    Wednesday 30th December Thursday 31st December
    Thursday 31st December Monday 4th January

    DIRECT CREDIT PROCESSING – BOL PAYMENT PLUS & BOL FILEGATEWAY:

    Please note the cut off time will remain unchanged over the Christmas period.

    Input Date & Authorise Date Payment Date
    Wednesday 23rd December Thursday 24th December
    Thursday 24th December1 Monday 28th December
    Monday 28th December Tuesday 29th December
    Tuesday 29th December Wednesday 30th December
    Wednesday 30th December Thursday 31st December
    Thursday 31st December2 Monday 4th January

    CROSS BORDER PAYMENTS

    Please note the cut-off times for International Payments will remain unchanged over the Christmas period, please ensure early submission of cross border payments where possible.

    SDMT PAYMENTS

    Cut-off times will remain as normal, please ensure early submission of SDMT payments where possible.

  • Great Britain Christmas 2020 Payment Processing days

    NON PROCESSING DAYS

    Friday 25th, Monday 28th December and Friday 1st January are non-processing days in Great Britain.

    CUT OFF TIMES

    All Cut-off times for payments will remain as normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments as early as possible and note the non–processing days.

    On the 24th of December please ensure that all International Cross Border and CHAPS payments are input and authorised as early as possible to ensure that they are processed on time.

    PROCESSING DAYS

    DOMESTIC BOI PAYMENTS:

    Please note the cut off time for Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    DOMESTIC NON BOI THIRD PARTY BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENT:

    Please note the cut off time will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 23rd December Thursday 24th December
    Thursday 24th December Tuesday 29th December
    Tuesday 29th December Wednesday 30th December
    Wednesday 30th December Thursday 31st December
    Thursday 31st December Monday 4th January

    BACS ARRANGEMENTS BOL BACS & IMPORT

    Please note the cut off times will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Input Day Processing Day Payment Date
    Tuesday 22nd December Wednesday 23rd December Thursday 24th December
    Wednesday 23rd December Thursday 24th December Tuesday 29th December
    Thursday 24th December Tuesday 29th December Wednesday 30th December
    Tuesday 29th December Wednesday 30th December Thursday 31st December
    Wednesday 30th December Thursday 31st December Tuesday 4th January

    CROSS BORDER PAYMENTS:

    Please note the cut-off times for International Payments remain unchanged over the Christmas period, please ensure early submission of International Payments where possible.

    CHAPS PAYMENTS:

    Cut-off times will remain as normal, please ensure early submission of CHAPS payments where possible.

  • Northern Ireland Christmas 2020 Payment Processing days

    NON PROCESSING DAYS

    Friday 25th, Monday 28th and Tuesday 29th December 2020 and Friday 1st January 2021 are non-processing days in Northern Ireland.

    CUT OFF TIMES

    All cut off times for payments will remain the same as per normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments as early as possible and note the non–processing days.

    On the 24th of December please ensure that all International Cross Border and CHAPS payments are input and authorised as early as possible to ensure that they are processed on time.

    PROCESSING DAYS

    DOMESTIC BOI PAYMENTS:

    Please note the cut off time for Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    DOMESTIC NON BOI THIRD PARTY BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENT:

    Please note the cut off times will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 23rd December Thursday 24th December
    Thursday 24th December Wednesday 30th December
    Wednesday 30th December Thursday 31st December
    Thursday 31st December Monday 4th January
    Monday 4th January Tuesday 5th January

    BACS ARRANGEMENTS BOL BACS & IMPORT

    Please note the cut off times will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment as early as possible and note the non-processing days.

    Input Day Processing Day Payment Date
    Tuesday 22nd December Wednesday 23rd December Thursday 24th December
    Wednesday 23rd December Thursday 24th December Wednesday 30th December
    Thursday 24th December3 Wednesday 30th December Thursday 31st December
    Wednesday 30th December Thursday 31st December Monday 4th January
    Thursday 31st December Monday 4th January Wednesday 5th January

    CROSS BORDER PAYMENTS

    Please note the cut-off times for International Payments remain unchanged over the Christmas period, please ensure early submission of International Payments where possible

    CHAPS PAYMENTS

    Cut-off times will remain as normal, please ensure early submission of CHAPS payments where possible


Helpdesk Opening Hours

The Business On Line Helpdesk opening hours will be as follows over the Christmas period:

Tel: 1890 818 265 (ROI) / 0345 309 8123 (NI) / 0345 309 8124 (GB)

Email: Business.Online@boi.com

Date Helpdesk Opening Hours
Wednesday 23rd December 09:00 – 17:00
Thursday 24th December 09:00 – 17:00
Friday 25th December CLOSED
Monday 28th December CLOSED
Tuesday 29th December CLOSED4
Wednesday 30th December 09:00 – 17:00
Thursday 31st December 09:00 – 17:00
Friday 1st January CLOSED
Monday 4th January 09:00 – 17:00

We would like to take this opportunity to wish all of our customers a very Happy Christmas.

Bank of Ireland is regulated by the Central Bank of Ireland.
Bank of Ireland (UK) plc is authorised and regulated by the Financial Services Authority
1 For Bank of Ireland customers funds will be available on 25th December 2020.
2 For Bank of Ireland customers, funds will be available on 1st January 2021.
3 Please note due to the bank holiday on the 29th of December any BACS files input on Thursday 24th of December will not credit until Thursday the 31st of December.
4 Open for GB customers only 09:00-17:00.

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