Christmas Payments

Please find the full details of our cut-off times over the Christmas period below. We'd like to wish all our customers a Happy Christmas!

Christmas Payments

2018 Payment Processing days

  • Republic of Ireland Christmas Payment Processing days

    NON PROCESSING DAYS

    Tuesday 25th December, Wednesday 26th & Thursday 27th December and Tuesday 1st of January are non-processing days in the Republic of Ireland.

    CUT OFF TIMES

    Cut-off times will remain unchanged over the Christmas period. View cut off times.

    PROCESSING DAYS

    NON-BOI SEPA BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENTS

    Value Date Payment Date
    Wednesday 19th December Thursday 20th December
    Thursday 20th December Friday 21st December
    Friday 21st December Monday 24th December
    Monday 24th December Friday 28th December
    Friday 28th December Monday 31st December
    Monday 31st December Wednesday 2nd January

    BULK PAYMENTS – BUSINESS ON LINE EFT & BULK IMPORT BULK FILES:

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Processing Date Payment Date
    Wednesday 19th December Thursday 20th December
    Thursday 20th December Friday 21st December
    Friday 21st December Monday 24th December
    Monday 24th December Friday 28th December1
    Friday 28th December Monday 31st December
    Monday 31st December Wednesday 2nd January2

    DIRECT DEBIT PROCESSING – BOL PAYMENT PLUS & BOL FILEGATEWAY:

    As of November 21st 2016 all direct debits can be collected D-1 cycle once the file is received before 11:00am on the Input & Authorise date

    Input & Authorise Date Collection Date
    Wednesday 19th December Thursday 20th December
    Thursday 20th December Friday 21st December
    Friday 21st December Monday 24th December
    Monday 24th December Thursday 27th December
    Tuesday 25th December Friday 28th December
    Wednesday 26th December Friday 28th December
    Thursday 27th December Friday 28th December
    Friday 28th December Monday 31st December
    Monday 31st December Wednesday 2nd January
    Wednesday 2nd January Thursday 3rd January

    DIRECT CREDIT PROCESSING – BOL PAYMENT PLUS & BOL FILEGATEWAY:

    Input Date & Authorise Date Payment Date
    Wednesday 19th December Thursday 20th December
    Thursday 20th December Friday 21st December
    Friday 21st December Monday 24th December
    Monday 24th December Thursday 27th December1
    Tuesday 25th December Friday 28th December
    Wednesday 26th December Friday 28th December
    Thursday 27th December Friday 28th December
    Friday 28th December Monday 31st December
    Monday 31st December Wednesday 2nd January2
    Wednesday 2nd January Thursday 3rd January

    INTERNATIONAL CROSS BORDER PAYMENTS

    International cross border payments will be not processed on the non-processing days.

    Payments will credit Payee accounts in line with the relevant payment cycle.

    SAME DAY MONEY TRANSFERS

    Same day money transfers will be not processed on the non-processing days.

  • Great Britain Christmas Payment Processing days

    NON PROCESSING DAYS

    Tuesday 25th December & Wednesday 26th December and Tuesday 1st January are non-processing days in Great Britain.

    CUT OFF TIMES

    Cut-off times will remain unchanged over the Christmas period. View cut off times.

    PROCESSING DAYS

    DOMESTIC PAYMENTS – THIRD PARTY PAYMENTS

    Please note the cut off time for Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    SEPA PAYMENTS

    Cut off times will remain unchanged over the Christmas period.

    NON-BOI SEPA BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENTS

    Please note the cut off time will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 19th December Thursday 20th December
    Thursday 20th December Friday 21st December
    Friday 21st December Monday 24th December
    Monday 24th December Thursday 27th December (GB only)
    Thursday 27th December Friday 28th December
    Friday 28th December Monday 31st December
    Monday 31st December Wednesday 2nd January

    BACS ARRANGEMENTS BOL BACS & IMPORT

    Please note the cut off times will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Input Date Processing Date Payment Date
    Wednesday 19th December Thursday 20th December Friday 21st December
    Thursday 20th December Friday 21st December Monday 24th December
    Friday 21st December Monday 24th December Thursday 27th December (GB only)
    Monday 24th December Thursday 27th December Friday 28th December
    Thursday 27th December Friday 28th December Monday 31st December
    Friday 28th December Monday 31st December Wednesday 2nd January
    Monday 31st December Wednesday 2nd January Thursday 3rd January

    CROSS BORDER PAYMENTS

    Please note the cut off times for International Payments will remain unchanged over the Christmas period.

    CHAPS PAYMENTS

    Cut-off times will remain as normal: However please ensure early submission of CHAPS payments where possible.

  • Northern Ireland Christmas Payment Processing days

    NON PROCESSING DAYS

    Tuesday 25th December, Wednesday 26th, Thursday 27th of December and Tuesday 1st January are non-processing days in Northern Ireland.

    CUT OFF TIMES

    Cut-off times will remain unchanged over the Christmas period. View cut off times.

    PROCESSING DAYS

    DOMESTIC PAYMENTS – THIRD PARTY PAYMENTS

    Please note the cut off time for Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    SEPA PAYMENTS

    Cut off times will remain unchanged over the Christmas period.

    NON-BOI SEPA BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENTS

    Please note the cut off time will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 19th December Thursday 20th December
    Thursday 20th December Friday 21st December
    Friday 21st December Monday 24th December
    Monday 24th December Friday 28th December
    Friday 28th December Monday 31st December
    Monday 31st December Wednesday 2nd January

    BACS ARRANGEMENTS BOL BACS & IMPORT

    Please note the cut off times will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Input Date Processing Date Payment Date
    Wednesday 19th December Thursday 20th December Friday 21st December
    Thursday 20th December Friday 21st December Monday 24th December
    Friday 21st December Monday 24th December Friday 28th December
    Monday 24th December Friday 28th December Monday 31st December
    Friday 28th December Monday 31st December Wednesday 2nd January
    Monday 31st December Wednesday 2nd January Thursday 3rd January

    CROSS BORDER PAYMENTS

    Please note the cut off times for International Payments will remain unchanged over the Christmas period.

    CHAPS PAYMENTS

    Cut-off times will remain as normal: However please ensure early submission of CHAPS payments where possible.


Helpdesk Opening Hours

The Business On Line Helpdesk opening hours will be as follows over the Christmas period:

Tel: 1890 818 265 (ROI) / 0345 309 8123 (NI) / 0345 309 8124 (GB)

Email: Business.Online@boi.com

Date Helpdesk Opening Hours
Friday 21st December 08:00 – 18:00
Monday 24th December 08:00 – 17:00
Tuesday 25th December CLOSED
Wednesday 26th December CLOSED
Thursday 27th December CLOSED3
Friday 28th December 08.00 – 18.00
Monday 31st December 08:00 – 17:00
Tuesday 1st January CLOSED

We would like to take this opportunity to wish all of our customers a very Happy Christmas.

1 For Bank of Ireland customers funds will be available on 25th December.
2 For Bank of Ireland customers, funds will be available on 1st January.
3 Open for GB customers only 09:00 - 18:00.

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