Christmas Payments

Please find the full details of our cut-off times over the Christmas period below. We'd like to wish all our customers a Happy Christmas!

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Christmas Payments

2024 Payment Processing days

  • Republic of Ireland Christmas 2024 Payment Processing days

    BUSINESS ON LINE HELPDESK OPENING HOURS

    Date Helpdesk Opening Hours
    Wednesday 18th December 09:00 – 17:00
    Thursday 19th December 09:00 – 17:00
    Friday 20th December 09:00 – 17:00
    Monday 23rd December 09:00 – 17:00
    Tuesday 24th December 09:00 – 17:00
    Wednesday 25th December CLOSED
    Thursday 26th December CLOSED
    Friday 27th December CLOSED
    Monday 30th December 09:00 – 17:00
    Tuesday 31st December 09:00 – 17:00
    Wednesday 1st January CLOSED
    Thursday 2nd January 09:00 – 17:00

    NON PROCESSING DAYS

    Wednesday 25th, Thursday 26th, Friday 27th December 2024 and Wednesday 1st January 2025 are non-processing days in the Republic of Ireland.

    CUT OFF TIMES

    All Cut-off times for payments will remain as normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments in plenty of time and note the non-processing days.

    On the 24th December please ensure that all International Cross Border and SDMT payments are input and authorised before 12pm where possible to ensure that they are processed on time.

    PROCESSING DAYS

    SEPA PAYMENTS – THIRD PARTY (Single Shot) PAYMENTS:

    Please note the cut off time for SEPA Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    NON-BOI SEPA BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENT:

    Please note the cut off time will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 18th December Thursday 19th December
    Thursday 19th December Friday 20th December
    Friday 20th December Monday 23rd December
    Monday 23rd December Tuesday 24th December
    Tuesday 24th December Monday 30th December
    Monday 30th December Tuesday 31st December
    Tuesday 31st December1 Thursday 2nd January

    EFT ARRANGEMENTS – BOL EFT & BOL IMPORT CREDIT BULK FILES:

    Please note the cut off time will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Processing Date Payment Date
    Wednesday 18th December Thursday 19th December
    Thursday 19th December Friday 20th December
    Friday 20th December Monday 23rd December
    Monday 23rd December Tuesday 24th December
    Tuesday 24th December Monday 30th December
    Monday 30th December Tuesday 31st December
    Tuesday 31st December2 Thursday 2nd January

    DIRECT DEBIT PROCESSING – BOL PAYMENT PLUS & BOL FILEGATEWAY:

    Please note the cut off time will remain unchanged over the Christmas period.

    As of November 21st 2016 all direct debits can be collected D-1 cycle once the file is received before 11:00am on the Input & Authorise date.

    Input & Authorise Date Collection Date
    Wednesday 18th December Thursday 19th December
    Thursday 19th December Friday 20th December
    Friday 20th December Monday 23rd December
    Monday 23rd December Tuesday 24th December
    Tuesday 24th December Friday 27th December
    Friday 27th December Monday 30th December
    Monday 30th December Tuesday 31st December
    Tuesday 31st December Thursday 2nd January

    DIRECT CREDIT PROCESSING – BOL PAYMENT PLUS & BOL FILEGATEWAY:

    Please note the cut off time will remain unchanged over the Christmas period.

    Input Date & Authorise Date Payment Date
    Wednesday 18th December Thursday 19th December
    Thursday 19th December Friday 20th December
    Friday 20th December Monday 23rd December
    Monday 23rd December Tuesday 24th December
    Tuesday 24th December Friday 27th December
    Friday 27th December Monday 30th December
    Monday 30th December Tuesday 31st December
    Tuesday 31st December Thursday 2nd January

    CROSS BORDER PAYMENTS

    Please note the cut off times for International Payments will remain unchanged over the Christmas period. However please ensure early submissions of cross border payments where possible.

    SDMT PAYMENTS

    Cut-off times will remain as normal: However please ensure early submission of SDMT payments where possible.

    For further assistance please contact the Business on Line Helpdesk:

    Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

    Email: Business.Online@boi.com

  • Great Britain Christmas 2024 Payment Processing days

    BUSINESS ON LINE HELPDESK OPENING HOURS

    Date Helpdesk Opening Hours
    Wednesday 18th December 09:00 – 17:00
    Thursday 19th December 09:00 – 17:00
    Friday 20th December 09:00 – 17:00
    Monday 23rd December 09:00 – 17:00
    Tuesday 24th December 09:00 – 14:00
    Wednesday 25th December CLOSED
    Thursday 26th December CLOSED
    Friday 27th December 09:00 – 14:00
    Monday 30th December 09:00 – 17:00
    Tuesday 31st December 09:00 – 17:00
    Wednesday 1st January CLOSED

    NON PROCESSING DAYS

    Wednesday 25th, Thursday 26th, Friday 27th December 2024 and Wednesday 1st January 2025 are non-processing days in Great Britain.

    CUT OFF TIMES

    All Cut-off times for payments will remain as normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments in plenty of time and note the non-processing days.

    On the 24th December please ensure that all International Cross Border and CHAPS payments are input and authorised as early as possible to ensure that they are processed on time.

    PROCESSING DAYS

    DOMESTIC PAYMENTS – THIRD PARTY PAYMENTS:

    Please note the cut off time for Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    NON-BOI DOMESTIC BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENTS

    Please note the cut off times will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 18th December Thursday 19th December
    Thursday 19th December Friday 20th December
    Friday 20th December Monday 23rd December
    Monday 23rd December Tuesday 24th December
    Tuesday 24th December Friday 27th December
    Friday 27th December Monday 30th December
    Monday 30th December Tuesday 31st December
    Tuesday 31st December Thursday 2nd January

    BACS ARRANGEMENTS BOL BACS & IMPORT

    Please note the cut off times will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Input Day Processing Day Payment Date
    Wednesday 18th December Thursday 19th December Friday 20th December
    Thursday 19th December Friday 20th December Monday 23rd December
    Friday 20th December Monday 23rd December Tuesday 24th December
    Monday 23rd December Tuesday 24th December Friday 27th December
    Tuesday 24th December3 Friday 27th December Monday 30th December
    Friday 27th December Monday 30th December Tuesday 31st December
    Monday 30th December4 Tuesday 31st December Thursday 2nd January
    Tuesday 31st December5 Thursday 2nd January Friday 3rd January

    CROSS BORDER PAYMENTS:

    Please note the cut off times for International Payments will remain unchanged over the Christmas period. However please ensure early submission of Cross Border payments where possible.

    CHAPS PAYMENTS:

    Cut-off times will remain as normal: However please ensure early submission of CHAPS payments where possible.

    For further assistance please contact the Business on Line Helpdesk:

    Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

    Email: businessonlineuk@boi.com

  • Northern Ireland Christmas 2024 Payment Processing days

    BUSINESS ON LINE HELPDESK OPENING HOURS

    Date Helpdesk Opening Hours
    Wednesday 18th December 09:00 – 17:00
    Thursday 19th December 09:00 – 17:00
    Friday 20th December 09:00 – 17:00
    Monday 23rd December 09:00 – 17:00
    Tuesday 24th December 09:00 – 14:00
    Wednesday 25th December CLOSED
    Thursday 26th December CLOSED
    Friday 27th December CLOSED
    Monday 30th December 09:00 – 17:00
    Tuesday 31st December 09:00 – 17:00
    Wednesday 1st January CLOSED

    NON PROCESSING DAYS

    Wednesday 25th, Thursday 26th, Friday 27th December 2024 and Wednesday 1st January 2025 are non-processing days in Northern Ireland.

    CUT OFF TIMES

    All Cut-off times for payments will remain as normal. For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payments in plenty of time and note the non-processing days.

    On the 24th December please ensure that all International Cross Border and CHAPS payments are input and authorised before 12pm where possible to ensure that they are processed on time.

    PROCESSING DAYS

    DOMESTIC PAYMENTS – THIRD PARTY PAYMENTS:

    Please note the cut off time for Domestic Payments to BOI accounts will remain unchanged over the Christmas period.

    NON-BOI DOMESTIC BENEFICIARY ACCOUNTS FOR NEXT DAY PAYMENTS

    Please note the cut off times will remain unchanged over the Christmas period.

    Value Date Payment Date
    Wednesday 18th December Thursday 19th December
    Thursday 19th December Friday 20th December
    Friday 20th December Monday 23rd December
    Monday 23rd December Tuesday 24th December
    Tuesday 24th December Monday 30th December
    Monday 30th December Tuesday 31st December
    Tuesday 31st December Thursday 2nd January

    BACS ARRANGEMENTS BOL BACS & IMPORT

    Please note the cut off times will remain unchanged over the Christmas period.

    For the processing of salary payments over the Christmas period, please ensure that you submit and authorise your file/payment in plenty of time and note the non-processing days.

    Input Day Processing Day Payment Date
    Wednesday 18th December Thursday 19th December Friday 20th December
    Thursday 19th December Friday 20th December Monday 23rd December
    Friday 20th December Monday 23rd December Tuesday 24th December
    Monday 23rd December Tuesday 24th December Monday 30th December
    Tuesday 24th December6 Monday 30th December Tuesday 31st December
    Monday 30th December4 Tuesday 31st December Thursday 2nd January
    Tuesday 31st December7 Thursday 2nd January Friday 3rd January
    Thursday 2nd January Friday 3rd January Monday 6th January

    CROSS BORDER PAYMENTS

    Please note the cut off times for International Payments will remain unchanged over the Christmas period. Please ensure early submissions of cross border payments where possible.

    CHAPS PAYMENTS

    Cut-off times will remain as normal. Please ensure early submission of CHAPS payments where possible.

    For further assistance please contact the Business on Line Helpdesk:

    Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

    Email: businessonlineuk@boi.com


Helpdesk Opening Hours for Republic of Ireland Customers

The Business On Line Helpdesk opening hours will be as follows over the Christmas period:

Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

Email: Business.Online@boi.com

Date Helpdesk Opening Hours
Wednesday 18th December 09:00 – 17:00
Thursday 19th December 09:00 – 17:00
Friday 20th December 09:00 – 17:00
Monday 23rd December 09:00 – 17:00
Tuesday 24th December 09:00 – 17:00
Wednesday 25th December CLOSED
Thursday 26th December CLOSED
Friday 27th December CLOSED
Monday 30th December 09:00 – 17:00
Tuesday 31st December 09:00 – 17:00
Wednesday 1st January CLOSED
Thursday 2nd January 09:00 – 17:00

Helpdesk Opening Hours for NI and Great Britain

The Business On Line Helpdesk opening hours will be as follows over the Christmas period:

Tel: 0818 818 265 (ROI) / 0845 309 8123 (NI) / 0845 309 8124 (GB)

Email: businessonlineuk@boi.com

Date Helpdesk Opening Hours
Wednesday 18th December 09:00 – 17:00
Thursday 19th December 09:00 – 17:00
Friday 20th December 09:00 – 17:00
Monday 23rd December 09:00 – 17:00
Tuesday 24th December 09:00 – 14:00
Wednesday 25th December CLOSED
Thursday 26th December CLOSED
Friday 27th December 09:00 – 14:00
Monday 30th December 09:00 – 17:00
Tuesday 31st December 09:00 – 17:00
Wednesday 1st January CLOSED

We would like to take this opportunity to wish all of our customers a very Happy Christmas.

Bank of Ireland is regulated by the Central Bank of Ireland.
Bank of Ireland (UK) plc is authorised and regulated by the Financial Services Authority
1 Please note due to the Bank Holiday on the 1st January any payments with a value date of Tuesday 31st December will not credit until Thursday 2nd January.
2 Please note due to the Bank Holiday on the 1st January any files input for processing on Tuesday 31st December will not credit until Thursday 2nd January.
3 Due to the Bank Holidays on 25th and 26th December any files input on Tuesday 24th will not credit until Monday 30th December.
4 Due to the Bank Holiday on 01st January any files input on Monday 30th December will not credit until Thursday 2nd of January.
5 Due to the Bank Holiday on the 01st of January any files input on Tuesday 31st December will not credit until Friday 3rd January.
6 Due to the Bank Holidays on 25th, 26th and 27th December any files input on Tuesday 24th will not credit until Tuesday 31st December.
7 Due to the Bank Holiday on 01st January any files input on Tuesday 31st December will not credit until Friday 3rd January.

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