Business Loan


Apply in minutes

Need finance to help expand your business? We can help.

Apply Now

Expanding? Need new equipment? Want working capital?

Complete our online application1 in just a few minutes. Or phone our Business Loans team on 0818 210 614.

We’ll get back within 24 hours2 if you apply online. If we need more info from you before making our lending decision, we’ll get in touch.

At a glance

  • Flexible repayment terms
  • We can tailor loans to suit your cash flow
  • Borrow from €1,000 to €120,000
  • Unsecured business loan rate of 6.76% variable3
  • No arrangement fee.

Quick decisions

We aim to get you an answer within 24 hours2 of receiving all of your information4

Find out more

Read ‘Lending to Small & Medium Enterprises’ by clicking on the following link:

Lending to Small and Medium Enterprises

Level of security required and rate applicable, will be determined by the amount, purpose & term of facility, in conjunction with the nature and value of the security being offered. Lending criteria and terms and conditions apply. Bank of Ireland is regulated by the Central Bank of Ireland.
Warning: The cost of your repayments may increase
Warning: If you do not meet the repayments on your credit facility agreement, your account will go into arrears, this may affect your credit rating which may limit your ability to access credit in the future 
1 Over 18 years and existing Bank of Ireland current account customers only. Lending criteria, Terms and Conditions apply. Maximum credit of €120,000 available for online applications.
2 Contact within 24 hours excludes weekends and bank holidays.
3 Lower rates may be available where security is provided.
4 If the borrowing is over €120,000 and /or requires security, it may take a little longer.